Here's an informative and troubling article concerning the student loan crisis in our country: http://nacba.org/Portals/0/Documents/Student%20Loan%20Debt/020712%20NACBA%20student%20loan%20debt%20report.pdf
It's clear that this issue isn't going away and will only get far, far worse. Hopefully, Congress will provide some relief for those you need to file bankruptcy. We'll see.